Instant Liquidity with Loan Against Deposit

A Loan Against Deposit for NRIs allows you to borrow funds by pledging your NRE, FCNR or GIFT City deposits. You can access up to 95% of the deposit value without breaking it, and continue to earn interest on the deposit.

You can avail the Loan Against Deposit in four foreign currencies, which are US Dollar (USD), Euro (EUR), British Pound (GBP) and Canadian Dollar (CAD).

The loan offers a bullet repayment facility, allowing you to repay the entire loan amount in one lump sum at the end of the tenure instead of monthly instalments.